We target
niche markets with specialized products and programs designed
at delivering efficient creditor insurance solutions for the
personal and commercial markets. Our Mortgage Creditor Program
is designed specifically with the Mortgage Broker in mind, while
our Finance & Lease Creditor Program is designed to seamlessly
integrate into the financial quote and contract process.
All of our programs ensure the best of balance between product
design, process efficiency, protection, cost and ultimate compensation
to our partners.
Marketing solutions:
For
the Mortgage Brokerwe offer a web-based platform
that eliminates any unnecessary paperwork, allows you to quote,
issue your own certificates and manage your time by accessing
our system from any browser, anywhere and anytime. Please
click here for program highlights.
We will help train your consultants on both the use of our system
and how best to leverage insurance sales from an existing customer.
The banks have shown us that 80-90% of mortgage buyers are expecting
to place their insurance at the same time and at Encore we believe
a little piece of this $1.2Billion market belongs to the Mortgage
Broker.
Contact
us and learn how to increase your margin per customer by
30%.
For the Financial Lease and Lending
facility we focus our protection products on three core
things:
Ensuring creditor insurance limits provide a reasonable
protection level for the institution and client to allow for
timely disposition or transfer of the business without triggering
a ‘fire-sale’ in case of a significant life changing
event of the principal or principals of the business;
Ensuring the underwriting requirements are minimal, thus
allowing for a simple yes/no declaration on the credit application
and providing a seamless integration in both application and
process for the broker which minimizes the ‘sales’
effort and maximizes close rates; AND
Ensuring the program has minimal administrative efforts
and solid compensation for the broker.
Contact
us and learn how to build a solid retention tool and revenue
generator for your team.